
First-time buyers
What to ask before you pay a reservation. Down payment, amortization, and the papers a developer should show you.

Buyer guides
Short notes for first-time buyers, OFWs, Pag-IBIG, and buyers coming from Japan. They are general information, not legal advice.

What to ask before you pay a reservation. Down payment, amortization, and the papers a developer should show you.

Buying while you are abroad: SPA, apostille, who can sign, and how to pay a developer without sending money to the wrong account.

Membership, contributions, and the difference between a Pag-IBIG housing loan and a bank loan. Rates change, so confirm the matrix.

What a foreign buyer can own in the Philippines, the 40% condo cap, and why a house and lot is a different rule.